Legal Representation After an Accident with an Uninsured Motorist
Wiseman Bray PLLC
Memphis and Nashville, Tennessee
901.730.4952 | E-Mail
Being involved in a serious car accident is very hard on families. Your life and those of your loved ones is turned upside down in the blink of an eye. Who will pay the doctor, hospital and rehabilitation bills? How can you pay for groceries and utilities when you can't work?
The lawyers at the law offices of Wiseman Bray PLLC are dedicated to providing clients with smart personal injury counsel. We have helped many clients pursue compensation for car accident injuries caused by the negligence of others, including drunk or distracted drivers. But what can you do if the driver who hit you has no insurance or only carries the $25,000 per person minimum required by law?
Recovering the Money You Need
If you carry uninsured/underinsured motorist coverage, you may be able to make an insurance claim from your car insurance policy. For help in dealing with insurance companies, call the law offices of Wiseman Bray, PLLC for a free initial consultation. You will meet with a personal injury attorney who will listen to your story and recommend legal options.
If we accept your case, you can be assured we will fight hard to make sure you recover the funds you need to get your life back on track. Call 901.730.4952 or send us an e-mail.
An Accident with an Uninsured Driver Will Cost You
If you have been hit by an uninsured driver, you may file an insurance claim with your own insurance company as long as you already have uninsured/underinsured coverage.
Example: If your injuries cost $50,000, you could file a claim for that amount provided you have at least $50,000 in uninsured driver coverage.
In Tennessee drivers must carry at least $25,000 in liability coverage. As we all know, that scarcely covers injuries from a minor accident.
Example: The underinsured motorist carries $25,000 in coverage. If your injuries cost $50,000, you could recover $25,000 from the underinsured motorist and $25,000 from your policy. If your injuries exceed your policy limits, we can help you explore other options, including your health insurance policy.
Doing the Right Thing for Your Family
If you want to protect your family, here is an easy thing to do. When you are reviewing your automobile insurance coverage, take a look at your policy limits for uninsured driver. If your liability limits are low, consider buying additional coverage. It is fairly inexpensive, and protects your family in case you suffer a catastrophic collision with an uninsured driver. The liability coverage you buy may be the only funds you have for recovery from your accident.
We are happy to review your uninsured driver case and provide learned counsel. Call a lawyer at Wiseman Bray PLLC at 901.730.4952 or send us an e-mail.
